affordable care act

In Good Company: Grand Slam

Heather Maurer for Wright State University Wright State University Alumnus Ronald Golovan serves as team physician for the Cleveland Indians, cares for entertainers appearing at the House of Blues, Blossom Music Center, and other Cleveland venues, serves as medical director for a corporate wellness firm, and sees patients in his private practice. As a Cleveland-based private practice internist, Ronald Golovan, M.D., (’89) has spent 22 years treating professional baseball players, musicians, actors, and corporate executives. However, he is quick to point out that some of the most satisfying moments of his career have come from his involvement in the health care of his more typical internal medicine patients. “I won’t lie. Taking care of professional athletes and musicians is great, but I still love going to work every day and seeing my regular office patients,” said Golovan, who received the 2013 Outstanding [...]

FAQs about Affordable Care Act Implementation (Part XVIII): Updated January, 2014

United States Department of Labor Wellness Programs On June 3, 2013, the Departments issued final regulations regarding nondiscriminatory wellness programs in group health coverage under PHS Act section 2705 and the related provisions of the Employee Retirement Income Security Act (ERISA) and the Code. The final regulations increase the maximum permissible reward under a health-contingent wellness program offered in connection with a group health plan (and any related health insurance coverage) from 20 percent to 30 percent of the cost of coverage, and further increase the maximum permissible reward to 50 percent for wellness programs designed to prevent or reduce tobacco use. The final regulations also address the reasonable design of health-contingent wellness programs and the reasonable alternatives that must be offered in order to avoid prohibited discrimination. In the preamble to the final regulations, the Departments stated that they anticipated [...]

Event: Solon Chamber of Commerce January Luncheon Meeting

Speaker Bill Frankel "Sticking to Your New Year's Resolution" Does your New Year’s resolution include weight loss and getting healthy? Keeping this #1  resolution is hard and most of us fail before we even get started. Every day we are bombarded with mixed information on how to lose weight, which exercise is best, and what foods pack the most punch. Even if you do not run marathons and eat vegan you can be healthy. Bill Frankel will give you the straight talk on ways to get on track---today---to a healthier you. Bill Frankel is the Executive Vice President of Be Well Solutions, a physician-owned, comprehensive wellness company.  Mr. Frankel provides wellness services and organizational consulting for companies throughout the United States. His areas of expertise include stress management, sustained wellness, exercise and nutrition, team building, organizational change, difficult personalities, effective communication, and leadership [...]

Be Well Solutions Currently Assists More Organizations with the BWC Wellness Grant than Any Other Wellness Company in Ohio.

Ohio employers wanting to improve the health and wellness of their workers can benefit from the Bureau of Workers’ Compensation’s newest program, the Workplace Wellness Grant Program (WWGP). It provides funding to assist employers in establishing training and programs to reduce health risk factors specific to their employees. BWC established WWGP to study the effect of a wellness program in the workplace on bringing down incidence and cost of accidents and illnesses. The goal is to control the escalating cost of workers' compensation claims through addressing health risk factors. The WWGP's collateral goals are also to reduce health-care costs for employers, as well as improve the health of the workforce. The BWC has established this program to meet the challenges of obesity, rising incidence of chronic diseases and the aging workforce. This program will assist employers with the creation and [...]

Health Care Reform – What’s Next

The Affordable Care Act (ACA) has brought many changes to the health benefits system, with more to come. Please join us for an informational seminar so we can help guide you  through the new healthcare laws. The importance of wellness as it relates to health care reform will also be reviewed. WHEN: Wednesday, May 29 at 9:00am WHERE: Solon Community Center 35000 Portz Parkway Solon, OH  44139 ***Please R.S.V.P at 216-378-9969 (with number that will be attending) by Thursday, May 23rd. Refreshments will be served, we hope you can attend!! We are happy to be part of the Solon business community.  EGP is celebrating it’s 24th year in Solon. S&S Benefits and BeWell Solutions are both celebrating their 1st year in Solon!

How the Health Care Law is Making a Difference for the People of Ohio

U.S. Department of Health & Human Services Because of the Affordable Care Act, the 86% of Ohioans who have insurance have more choices and stronger coverage than ever before. And for the 14% of Ohioans who don’t have insurance, or Ohio families and small businesses who buy their coverage but aren’t happy with it, a new day is just around the corner. Soon, the new online Health Insurance Marketplace will provide families and small businesses who currently don’t have insurance, or are looking for a better deal, a new way to find health coverage that fits their needs and their budgets. Open enrollment in the Marketplace starts Oct 1, with coverage starting as soon as Jan 1, 2014.  But Ohio families and small business can visit HealthCare.gov right now to find the information they need prepare for open enrollment. The health care [...]

“Reasonable Alternatives” – Finalized Outcome Based Wellness Program Rules; effective health insurance plan year on or after January 1, 2014

As part of health care reform, wellness programs that provide incentives based on specific health metrics (i.e. BMI, cholesterol, etc.) will be required to offer “reasonable alternative standards” to employees who do not meet the initial requirements. The final rules also increase the maximum dollar amount of rewards or surcharges to 30% of the total premium cost of health care coverage (up from 20%) and up to 50% for incentives tied to smoking prevention or reduction programs. * Reasonable alternative standards: Employees must be given an opportunity to qualify for the reward if they fail to meet the initial standard. For example, an employer could charge higher premium contributions to employees or spouses who have a Body Mass Index (BMI) in excess of 30. Therefore, the employer would have to offer an alternative means for participants to avoid the surcharge. [...]

Obama administration continues moving forward to implement health care law by releasing final rules on employment-based wellness programs

Laura McGinnis for the United States Department of Labor WASHINGTON - The U.S. Departments of Health and Human Services, Labor and the Treasury today issued final rules on employment-based wellness programs. The final rules support workplace health promotion and prevention as a means to reduce the burden of chronic illness, improve health and limit growth of health care costs, while ensuring that individuals are protected from unfair underwriting practices that could otherwise reduce benefits based on health status. The final rules continue to support participatory wellness programs, which generally are available without regard to an individual's health status. These include programs that reimburse for the cost of membership in a fitness center; that provide a reward to employees for attending a monthly, no-cost health education seminar; or that reward employees who complete a health risk assessment, without requiring them to take [...]

E-cigs fire up controversy

Timothy Magaw for Crain's Cleveland Charlie Lardomita has been an off-and-on smoker since he was about 16 years old. And while it's only been two months since he lit up, the 38-year-old IT executive thinks this time he's kicked the habit for good. Forget the patch or nicotine gum. Mr. Lardomita swears by his electronic cigarette, a device that could be described as the lovechild of RoboCop and Joe Camel. He has made believers — or “vapors” — out of a handful of his friends who've since dropped traditional smokes. He even has dreamt of opening a vapor lounge — a one-stop shop and haven for e-cig connoisseurs — near his home in Kirtland. “I'm so into them it's ridiculous,” said Mr. Lardomita, chief technology officer for International Excess Alliance in Richmond Heights, a wholesaler of property, casualty and other [...]

Wellness big business for Solon firm

Timothy Magaw for Crain's Cleveland Keeping employees healthy is a good business plan these days as health care costs continue to inch upward, and a Solon-based company appears to be benefiting from helping employers do just that. Launched in 2005, BeWell Solutions positions itself as a business that can improve an employer’s bottom line by reducing employees’ health risks through educational seminars, biometric screenings, health coaching and other tactics. Revenues at BeWell, according to its top executives, are on the upswing, growing 100% in 2010 over the previous year and 60% on top of that in 2011. At present, BeWell is 40% ahead of where it was last year in terms of revenue, with “major opportunities in the pipeline,” said William Frankel, its executive vice president. Specific revenue figures were not disclosed. The company recently moved from a 3,500-square-foot space [...]

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